The "groupeeklozion.com" website (hereinafter the "Website") is published by EKLOZION, a simplified joint-stock company with a sole shareholder and a share capital of €150, registered in the Trade and Companies Register of Versailles under 834 234 619, whose registered office is located at 62, boulevard Jean Jaurès in Chatou (78400), France.

The Website is hosted by OVH, a simplified joint-stock company with a share capital of €10,000,000, whose registered office is located at 2, rue Kellermann in Roubaix (59100), France, registered in the Trade and Companies Register of Lille under 424 761 419 (phone: +33 (0)9 72 10 10 10 07).

The website publication manager is Nelly Christelle Diawara, in her capacity as company president.

Any Internet user browsing, reading, viewing and using the Website (hereinafter the "User") is deemed to have accepted these general terms and conditions of use (hereinafter the "T&Cs"), which govern the Website's functioning, access, content, the services it offers, and their use.

1. Purpose and scope of application

EKLOZION provides financial analysis, financial consulting and training in financial and non-financial matters to individuals and professionals (hereinafter referred to as the "Services"). The Services can be accessed via the Website.

By using the Website and Services, the User fully accepts the Terms, including, but not limited to, the Privacy Policy referred to in Clause 7 (below), and acknowledges their binding nature.
EKLOZION reserves the right at any time to make the changes it deems necessary and useful to these T&Cs and to the Website. All Users are therefore requested to read the T&Cs each time they use the Website and are deemed to have accepted the said amendments when they use the Services.

2. User Account

In order to enjoy full use of the Website, the user must create a user account (hereinafter the "User Account").

The User holding a User Account then has access to the entire Website and all Services, subject to payment of the corresponding price.

All Users may hold only one User Account.

The User guarantees that the information provided for the purpose of creating his or her User Account is true and accurate.

The User certifies that he or she is at least 18 years old at the time of creating his or her User Account.

The User accepts and acknowledges that he or she is responsible for maintaining the confidentiality and personal nature of the username and password associated with his or her User Account. Accordingly, the User accepts to be solely liable to EKLOZION for all activities performed under his or her User Account and for the protection of his or her password. If the User becomes aware of any unauthorised use of his or her password and/or User Account, he or she shall inform EKLOZION thereof without delay by the contact form.

3. User's obligations and liability

The User shall not create, publish, display or make available via the Website any content that:
• is unrelated to the company's purpose referred to in Article 1;
• is false, inaccurate or misleading;
• is likely to infringe the privacy, secrecy of correspondence or image rights of other Users or third parties;
• contains personal data without the prior authorisation of the data subject;
• constitutes a value judgment or sensitive information, i.e. including references to the ethnic or racial origins, political or religious or philosophical opinions, trade union membership, health and/or sex life of individuals;
• is likely to constitute a breach of the inviolable character of human dignity (discrimination, insult, incitement to hatred, violation of human integrity or dignity in general, etc.);
• is likely to constitute a criminal offence;
• contains information that is defamatory, abusive, racist, negationist, homophobic, obscene, sexual, paedophilic, pornographic or inciting to hatred, murder or suicide or to the perpetration of any other criminal offence (including fraud);
• is likely to constitute a breach of any confidentiality commitment to which the User may be subject;
• is likely to impair the integrity, functioning and availability of the Website, in particular (i) by the perpetration of computer fraud, the introduction of viruses, the bulk sending of spam or other unsolicited promotional material, (ii) by unauthorised access to the Website or (iii) by the fraudulent collection of personal data.

Moreover, the User acknowledges that he or she has the necessary skills and resources to access and use the Website. In this respect, he or she acknowledges that he or she has checked that the computer configuration used does not contain any viruses and that it is in perfect working order.

EKLOZION makes every effort to provide Users with available and verified information and/or tools, but cannot be held laible for errors, lack of availability of information and/or the presence of viruses on the Website.

The Website can be accessed 24 hours a day, 7 days a week, in principle. However, EKLOZION may not be held liable for any interruptions in the Website and Services, whether or not such interruptions are voluntary. In addition, for maintenance purposes, EKLOZION may interrupt access to the Website and/or Services and will endeavour to inform Users thereof in advance.

4. Intellectual Property

The general structure of the Website as well as the texts, fonts, animated or still images, sounds, newsletters, press releases, presentations, brochures, illustrations, drawings, graphics, photographs, computer programs, and audiovisual content reproduced therein are the exclusive property of EKLOZION.
Any reproduction, representation, publication, transmission, use or modification, in whole or in part, of the Website and/or any of its elements, carried out without the prior written consent of EKLOZION, would constitute an infringement likely to result in civil and/or criminal proceedings.

The trademarks and/or distinctive signs of any kind (including corporate names, trade names, signage and/or domain names) of EKLOZION and/or its partners, as well as the logos appearing on the Website, are the exclusive property of EKLOZION.
Any total or partial reproduction of these brands, signs or logos using the elements of the Website, without the express prior authorisation of EKLOZION, is strictly prohibited.

5. Privacy Policy

Before downloading or providing any personal data to the Website or through the Services, the User is requested to carefully read the Privacy Policy available by clicking here. Unless the express consent of the User is required in accordance with the applicable personal data protection regulations, by transferring or providing any personal data on the Website, the User agrees to be bound by EKLOZION's Privacy Policy

6. Duration and termination

The User's registration or subscription to one or more Services will take effect upon successful completion of the registration or subscription process. The T&Cs, as well as any published amendments to the T&Cs, will remain in full force and effect for the entire duration of use of the Website and the services.

In the event of failure by the User to comply with his or her obligations as defined by these T&Cs, EKLOZION reserves the right to immediately terminate his or her User Account, whether temporarily or permanently, and to deny him or her access to the Services.

The User may request the termination of his or her User Account at any time by contacting us via:
• post: EKLOZION Customer Service - 62 Boulevard Jean Jaurès 78400 CHATOU
• contact form

7. Hyperlinks

EKLOZION declines any responsibility for the use by Users of any hyperlinks included in this Website and directing to other resources on the Internet.

Users may not establish a deep link to the Website without the prior written consent of EKLOZION.

8. Cookies

A cookie is a text file that may be stored on a device when a service is viewed using a browser (hereinafter referred to as "Cookie(s)"). A Cookie allows its issuer to recognise the device in question whenever such device accesses digital content containing Cookies from the same issuer.
The Website uses the following cookies:

The User has several solutions to manage his or her choices regarding Cookies:
• The User's browser can be configured to notify him or her of the Cookies stored on his or her device and to ask him or her to accept or refuse them, on a case-by-case basis, or to refuse them systematically.
• The User can configure the Cookies on the Website directly via the banner displayed. He or she can thus accept, customise or prohibit all Cookies via the Cookies control panel.
The storage period for information collected on the User's computer by Cookies placed by EKLOZION is twelve (13) months from the time of browsing.

9. General provisions

No delay or failure by EKLOZION to exercise a right or provision set forth in these T&Cs shall constitute a waiver of such right or provision.
If any specific provision of the T&Cs is unenforceable or invalid, the remaining provisions of the T&Cs shall remain in full force and effect.
The T&Cs are not assignable or transferable, and may not be sublicensed by the User.
The rights acquired by EKLOZION under the T&Cs may be freely assigned or transferred or licensed by EKLOZION, without restriction, with the exception of data relating to Users within the limits of compliance with these T&Cs and the Privacy Policy.
The section titles in these T&Cs are for information purposes only and have no legal or contractual value.

10. Contact information

The User may contact EKLOZION in the event of any questions or comments about these T&Cs by contact form.

11. Applicable law - Competent jurisdiction

These T&Cs are governed by French law.

In the event of a dispute between a User and EKLOZION, the dispute shall be brought before the competent courts of Paris, notwithstanding multiple defendants or the introduction of third parties.